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APA

Szymaniak, T. (2026). Analysis of Consumer Credit Costs in Poland Using APR Data [Preprint]. Life of Research. https://doi.org/10.2139/ssrn.7525781

BibTeX

@misc{lor1182026,
  title        = {Analysis of Consumer Credit Costs in Poland Using APR Data},
  author       = {Tomasz Szymaniak},
  year         = {2026},
  publisher    = {Life of Research},
  doi          = {10.2139/ssrn.7525781},
  url          = {https://lifeofresearch.com/preprints/118},
  keywords     = {APR, RRSO, consumer credit, Poland, PCI, Procredito Credit Index, PBS, Procredito Bank Score, cash loans, credit pricing},
  note         = {LOR-00118}
}

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